{
  "inputs": {
    "planType": "household",
    "filingStatus": "married",
    "stateCode": "CA",
    "stateChangeAge": 72,
    "stateChangeCode": "NV",
    "currentAge": 63,
    "birthYear": 1963,
    "birthMonth": 1,
    "retirementAge": 64,
    "lifeExpectancy": 88,
    "spouseCurrentAge": 51,
    "spouseBirthYear": 1975,
    "spouseBirthMonth": 1,
    "spouseRetirementAge": 60,
    "spouseLifeExpectancy": 95,
    "yourSalary": 220000,
    "spouseSalary": 180000,
    "contrib401k": 24500,
    "catchup401k": 8000,
    "useCatchup": true,
    "useSuperCatchup": false,
    "spouseContrib401k": 24500,
    "spouseCatchup401k": 8000,
    "spouseUseCatchup": true,
    "spouseUseSuperCatchup": false,
    "current401k": 2000000,
    "currentRoth": 200000,
    "currentBrokerage": 1200000,
    "currentSavings": 150000,
    "currentHSA": 0,
    "spouseCurrent401k": 700000,
    "spouseCurrentRoth": 100000,
    "ssFRABenefit": 3900,
    "ssClaimAge": 70,
    "spouseSsFRABenefit": 1500,
    "spouseSsClaimAge": 67,
    "monthlyGoal": 12000,
    "spendPhase1Monthly": 12000,
    "spendPhase2Monthly": 12000,
    "spendPhase3Monthly": 12000,
    "survivorGoal": 8400,
    "hhCoverageSource": "spouse-employer",
    "healthcareMonthly": 1000,
    "estimateAcaSubsidy": true,
    "medicarePremiumMonthly": 400,
    "preReturnPct": 6,
    "postReturnPct": 6,
    "savingsReturnPct": 4.5,
    "inflationRate": 2.5,
    "spendingRule": "fixed"
  },
  "version": "1.0",
  "exportedAt": "2026-10-27T12:00:00.000Z"
}